Having your siding inspected annually is an important factor in not having unnecessary costs. Here are 10 signs you need to replace your siding:

1. Age: If your siding is over 20 years old, it's probably time to consider replacing it.

2. Warping or buckling: This can occur when the siding is exposed to extreme heat or cold, causing it to warp or buckle.

3. Cracks or holes: If you notice any cracks or holes in your siding, this is a sign that it needs to be replaced.

4. Fading or discoloration: Over time, siding can fade or discolor, making it look old and worn out.

5. Peeling paint or chipping: If the paint on your siding is peeling or chipping, this is a sign that the siding needs to be replaced.

6. Mold or mildew: If you notice any mold or mildew on your siding, this is a sign that the siding is retaining moisture and needs to be replaced.

7. Water damage: If you notice any water damage, such as staining or swelling, on your siding, this is a sign that it needs to be replaced.

8. Energy efficiency: If you notice an increase in your energy bills, it could be because your siding is not providing proper insulation.

9. Sagging or looseness: If your siding is sagging or loose, it's not doing its job properly and needs to be replaced.

10. Increasing maintenance costs: If you are constantly having to repair or maintain your siding, it's a sign that it's time to replace it with more durable material.

If you notice any of these signs, it's important to take action and replace your siding. Not only will this improve the appearance and energy efficiency of your home, but it will also protect it from weather-related damage.